Mobile Home Insurance in the USA
Mobile home insurance is unique to any other type of insurance on the market. While it does share similar hazards with homes and vehicles it has its own specific sets of risks that need special addressing. In this case it is best to use a mobile home insurance companies versus deals that specialize mainly in vehicles. The best insurance for mobile homes will include protection against fire which is the most common and devastating form of damage that occurs. In addition it should provide protection against “Acts of God” or “Acts of Nature” that can occur during storms and other similar situations. Mobile home insurance quotes will be based on information such as your age and home owner or rental history, the age of the mobile home, location and credit. Many companies also include coverage for the items in your home as well as medical coverage for you and others living within at the time of qualifying incident.
Do not confuse this with motorhome insurance quotes which provides a type of coverage for a different dwelling. This type is treated like any other recreation vehicle when insuring and should handle coverage while in-use, on the road and in storage.